Category Archives: Unemployment

Re: How we made it through a year of unemployment

Apply for the food stamps anyway and get a case worker on your side. As a person with diabetes, sometimes the ‘regular’ calculations do NOT apply to you as an individual. You need a case worker and interview with SSA and an individualized assessment of your needs.

I was always told if I worked I would lose SSI bennies. No, as I am technically blind/disabled, there are ‘back to work’ programs and even when I make a lot of money some months, all it means is submitting my pay records to the SSA and 2 months later, receiving a little less money from them. But, overall, I am in a MUCH better place with a wee job, and my medical stays intact through my earning too.

Having a case worker I can call or fax helps with any big questions I may have, and she and I touch base on the phone for a review of my case every 2 years.

There may also be advocacy groups for us ‘sweet peas’ through agencies like the American Diabetes Association and JDRF (Juvenile Diabetes Federation). They should at least be able to steer you to some more help.

Thanks so much for the kind thoughts and encouragement !! I am finding that at this time in my life God has me surrounded by angels I never knew were there. I have been given ALOT of great resource information in the last few days and am going both to unemployment and DSS offices Monday to get started. I glad you are hanging in there. I have been trying to reduce my meds in hope of stretching them out but I don’t think that’s going to work for long so Monday when I go down to DSS I am going to inquire about any assistance programs that may be available in my area and may be able to help me with this too. I’m also considering a possibility to apply for cash loan online from ErgLoans – what do you guys think? They seem to be an established and trustworthy company. Please advise.

How we made it through a year of unemployment

OK guys here I am still depending on you all.

Thanks to everyone who has been sharing not only their experiences and knowledge but also their support during these times.

Even though I keep up with everything going here it seems like I don’t get to add anything helpful other than the odd comment now and then. You all have helped me get my family through my husband’s job loss last year and now I need to ask for more advice. I live in Charlotte, NC and after 9 years my job gave us a 2 week notice that they are shutting down 3rd shift. Of course the first thing I did was approach the directors of 1st and 2nd shift…….nothing available, then I sat down to work on our financial strategy (very, very not pretty). We have exhausted ALL our excess reserves (bill cutting and reducing,emergency fund, food storage literally gone) in the last 7 months. I am now with this lay off more scared where as last time I was more anxious. Well now that all my outstanding medical bills (86,000) have been put on the very last of the list since last year and most of them are threatening action now anyway I am about ready to just throw them up in the air and let
them fall where they may.

As soon as I can get my vehicle taxes and tagged paid I will head down and apply for medical assistance as I am a diabetic and hopefully be able to qualify for that program. According to the information I researched on the web for income requirements and calculations we will not qualify for food stamps. So I was wondering was if anyone could tell me how to go about looking for food assistance in my area. I do use the angel food network (which has been a blessing) but I will not be able to get an order in for this month due to funds not available.

So again guys THANKS for all your help !!!!!

unemploymentTry for food stamps anyway. Is there a community service agency in your area? They provide help with food and heating bills that I know about. They’ve also got other services but I didn’t need them or wasn’t a senior. At one point I also got food help from the United Way and from the Red Cross. Basically for all of these places you need SS numbers for each person in the household and info about your income. If there are kids under 18 in the house they may want to see birth certificates. Each agency has different requirements. when my now ex was laid off for 11 months we had to use all of these agencies because even with me working two jobs I couldn’t afford to pay the rent, the bills, and still have enough left to buy food. You will get past this.

My heart goes out to you. I usually don’t say anything. Like you, I am struggling to rebuild my life after health setbacks. And sometimes it seems that life is smacking you in the face. I know it is not easy but, I want to encourage you to stay positive. I would also check to see if there are non-profit credit counselors in your area that might intervene with your creditors. You obviously have more than you can handle right now.

Finally, I plan to say a prayer that God will bring you some much needed relief. There is only so much a family can stand. Just know that someone is thinking about you and wishing you the best.